เสน่ห์ นมะหุต ก. “An Analysis of Innovative Models Suitable for Behavior Intention to Use Internet Banking for Seniors”. Al-HIKMAH Journal, vol. 9, no. 17, June 2019, pp. 17-27, https://so01.tci-thaijo.org/index.php/HIKMAH/article/view/118758.