Samsuwan, Lanliya, and Montree Socatiyanurak. “The Casual Relationship of Financial Management: A Study among Northeasterners of Thailand”. Hatyai Academic Journal 19, no. 1 (June 30, 2021): 131–156. accessed December 10, 2025. https://so01.tci-thaijo.org/index.php/HatyaiAcademicJournal/article/view/241056.