Kaewyod, J., A. Saejee, P. Petchsakulwong, and W. Hemman. “Personal Factors and Perception of the COVID-19 Epidemic Influence Emerging Disease Insurance Demand”. Economics and Business Administration Journal Thaksin University, vol. 16, no. 4, Oct. 2024, pp. 159-72, doi:10.55164/ecbajournal.v16i4.266126.