Jaiorn P. The Causal Model of Macro-Environmental Factors, Financial Skills and Personal Finance Management Affecting the Success Factors in Financial Saving of Generation Y for Their Retirement. ecbajournal [Internet]. 2021 Jul. 28 [cited 2024 May 4];13(2):61-74. Available from: https://so01.tci-thaijo.org/index.php/ecbatsu/article/view/244937