The Relationship between Personal Financial Planning and Saving Behavior on Self-Immunity and Enhancing Quality of Life of Students in the Faculty of Management Science, Buriram Rajabhat University
คำสำคัญ:
Personal Financial Planning, Saving Behavior, Self- immunity / Enhancing Quality of Lifeบทคัดย่อ
This research aimed to study the relationship between personal financial planning and saving behavior and the self-immunity and quality of life enhancement of students in the Faculty of Management Science, Buriram Rajabhat University. The sample group comprised 313 students. Data were collected using a validated self-administered questionnaire and analyzed using descriptive and inferential statistics, including multiple correlation and regression analyses. Key findings revealed that 1) personal financial planning in terms of consumption had a statistically significant relationship with self-immunity; 2) financial planning regarding life goals was significantly associated with quality of life enhancement; 3) saving behavior in terms of attitude towards saving and saving discipline was significantly associated with self-immunity; and 4) saving behavior in terms of saving discipline was significantly associated with quality of life enhancement. The results highlight that financial planning and saving behavior are crucial for fostering resilience and enhancing life quality through disciplined saving.
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