Impact of Information System Environment of Credit on Fee Base Income of Bank for Agriculture and Agricultural Cooperatives
DOI:
https://doi.org/10.55164/ecbajournal.v17i4.275347Keywords:
Information System Environment of Credit, Fee Base Income, Bank for Agriculture and Agricultural CooperativesAbstract
The purpose of this research is to study the impact of the credit information system environment on service income of credit department executives of the Bank for Agriculture and Agricultural Cooperatives. By collecting data from 105 credit department executives of the Bank for Agriculture and Agricultural Cooperatives, questionnaires were used as a tool for data collection.
The results of the study showed that : 1) The credit information system environment of credit. data structure system of had positive relationship with and effects on fee base income, loan service revenue. 2) The credit information system environment of credit. information quality. of had positive relationship with and effects on fee base income, deposit account service revenue. 3) The credit information system environment of credit. data management of had positive with and effects on fee base income, loan service revenue, deposit account service revenue, other service revenue. 4) The credit information system environment of credit. data security policy had positive relationship with and effects on fee base income, loan service revenue. The results obtained from the research can used as an indication of the credit information system environment of credit. To study the trend of bank fee base income, and the information obtained from the credit information system environment of credit. Can also be applied to analyze problems and obstacles in operational efficiency and support decision-making in business operations to achieve efficiency.
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