The Impact of Chinese Health Insurance on the Well-being of Freelancers

Abstract

With the development of China's economy and society, the freelancer population is growing, drawing increased attention to the issue of their well-being. Simultaneously, the national health insurance system has been implemented for many years, and its effectiveness requires further verification. From the perspective of health insurance, this paper investigates the impact of health insurance on the well-being of freelancers. By reviewing relevant theories and literature, and utilizing processed data from CLDS 2018, an empirical study is conducted on the relationship between health insurance and freelancers' well-being using methods such as descriptive statistics and regression analysis. The results indicate that health insurance has a significant positive impact on the well-being of freelancers, meaning that freelancers enrolled in health insurance report higher levels of well-being. Based on these findings, this paper proposes policy recommendations: the government should enhance support for freelancers' health insurance, improve relevant systems, and increase insurance benefits; all sectors of society should be encouraged to focus on the well-being of freelancers and create a better development environment for them; freelancers themselves should also raise their insurance awareness and actively participate in health insurance to enhance their personal well-being. This study provides a theoretical foundation and practical reference for policymaking related to freelancers' health insurance and for improving their well-being in China.