The Measure of Technical Efficiency of Large Saving and Credits Cooperatives
Keywords:
Saving and Credits Cooperatives, Efficiency, Tobit RegressionAbstract
This research measured 103 large saving and credits cooperatives' technical efficiency using the Data Envelopment Analysis (DEA) and analyzed external factors affecting the saving and credits cooperatives' efficiency with the Tobit model. The secondary data was obtained from the business volume and performance report of savings cooperatives from 2014 to 2018. Three inputs and three outputs were selected for the efficiency model. Also, five external variables that could affect the savings cooperatives' efficiency were applied to the Tobit model. The results showed that from 2014 to 2018, the mean efficiency score was 0.631, 0.683, 0.716, 0.704 and 0.741, respectively. Considering external factors in the Tobit model, it was found that academic institutions, hospitals and public health care, central region, and members were the variables that affect savings cooperatives' efficiency.
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ข้อคิดเห็นที่ปรากฏและแสดงในเนื้อหาบทความต่างๆในวารสารเศรษฐศาสตร์มหาวิทยาลัยเชียงใหม่ ถือเป็นความเห็นและความรับผิดชอบโดยตรงของผู้เขียนบทความนั้นๆ มิใช่เป็นความเห็นและความรับผิดชอบใดๆของวารสารเศรษฐศาสตร์ มหาวิทยาลัยเชียงใหม่
บทความ เนื้อหา และข้อมูล ฯลฯ ในวารสารเศรษฐศาสตร์มหาวิทยาลัยเชียงใหม่ ถือเป็นลิขสิทธิ์เฉพาะของคณะเศรษฐศาสตร์มหาวิทยาลัยเชียงใหม่ หากบุคคลหรือหน่วยงานใดต้องการนำทั้งหมดหรือส่วนหนึ่งส่วนใดไปเผยแพร่ต่อหรือเพื่อกระทำการใดๆ จะต้องได้รับอนุญาตเป็นลายลักษณ์อักษร จากวารสารเศรษฐศาสตร์ มหาวิทยาลัยเชียงใหม่