The Measure of Technical Efficiency of Large Saving and Credits Cooperatives

Authors

  • Phatcharaphon Sreethon Kasetsart University

Keywords:

Saving and Credits Cooperatives, Efficiency, Tobit Regression

Abstract

This research measured 103 large saving and credits cooperatives' technical efficiency using the Data Envelopment Analysis (DEA) and analyzed external factors affecting the saving and credits cooperatives' efficiency with the Tobit model. The secondary data was obtained from the business volume and performance report of savings cooperatives from 2014 to 2018. Three inputs and three outputs were selected for the efficiency model. Also, five external variables that could affect the savings cooperatives' efficiency were applied to the Tobit model. The results showed that from 2014 to 2018, the mean efficiency score was 0.631, 0.683, 0.716, 0.704 and 0.741, respectively. Considering external factors in the Tobit model, it was found that academic institutions, hospitals and public health care, central region, and members were the variables that affect savings cooperatives' efficiency.

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Published

2021-06-04