An Analysis of Income and Expenditure of Households in one rural area of Thailand

บทคัดย่อ

On average households succeeded in generating a surplus; incomes were greater than expenditures. However, individual income depended on several factors which were different from one another depending on their family environment and individual preferences. Concerning necessary expenses; one who earns a lot of income may spend less and will be able to increase savings. Therefore, household budgets can play a vital role in knowing the source and amount of income and the amounts allocated to expenses and households should use the philosophy of “Sufficiency Economy” in order to manage financial household budgets. In addition, analyzes of factors affecting net savings are the gender, educational level and primary occupation of the head of the household.