Scenario Investment Plan for Thai Generation Y

บทคัดย่อ

The study objectives are to construct a scenario investment plan for Thai Generation Y and to find the strategy for their decision making that should be the most proper for generation Y to reduce risks of not saving today. The outcomes are operated by following scenario cases, a paper provides five steps of the method used 1. Save 10% of the salary 2. Created an effective budgeting plan 3. Calculate the amount needed for the goals 4. Construct the portfolio 5. Revise the plan. Three scenarios cases with different levels of income, permanent and impermanent combined, pure permanent income, and pure impermanent income, were discussed. It can be concluded that the investment plan constructed works best for permanent and impermanent combined, pure permanent income due to the steady stream of incomes. Thai Generation Y could apply the investment plans suggested in this paper’s scenarios as a guideline and adjust the plan to be more suitable with each individual. Suggestions to Thai governments, financial institutions, academicians and generation Y are to promote the investment plan publicly, support the individuals with their investment plan through campaigns and to practically implement the plan on an individual level.