THE INFLUENCES OF FINANCIAL TECHNOLOGY ON THE ENTREPRENEUR COMPETENCY IN SMALL AND MEDIUMS ENTERPRISE

Article Sidebar

เล่มวารสาร
pdf
Published: Aug 3, 2021
Keywords:
Financial Technology of Fintech, Financial Access, Small and Medium Enterprises-SMEs

Main Article Content

Jarin Jarusen

Abstract

The objectives of study were 1) to study the factors regarding the financial technology of fintech on the financial access, 2) to study the factors regarding the financial technology of fintech on the entrepreneur competency of small and medium enterprises, and 3) to study the factors regarding the financial access on the enterepreneur competency of small and medium enterprises. The sample consisted of 400 small and medium enterprise from 5 districts in BKK, the research instrument was a questionnaire. Data were analyzed using the structural equation modeling via Pls SEM method.


     The results of this research found that: The financial technology of fintech transactions positively affects financial access to funding with a statistically significant at 0.05, coefficient 0.677, P-value 0.000. The financial technology of fintech negatively impacts the firm competency of small and medium enterprises with a statistically significant at 0.05, coefficient approaches 0=0.072, P-value 0.811. Financial access has a positive impact on firm competency in small and medium enterprises with a statistically significant at 0.05, coefficient 0.677, P-value 0.006.

Article Details

How to Cite
Jarusen, J. . (2021). THE INFLUENCES OF FINANCIAL TECHNOLOGY ON THE ENTREPRENEUR COMPETENCY IN SMALL AND MEDIUMS ENTERPRISE. Dusit Thani College Journal, 15(2), 162–173. Retrieved from https://so01.tci-thaijo.org/index.php/journaldtc/article/view/249342
Issue
Vol. 15 No. 2 (2021): Dusit Thani College Journal Vol.15 No.2 May-August 2021
Section
Research Article

Article Screening Policy

  1. All research and academic articles to be published must be considered and screened by three peer reviews in the relevant field / article.
  2. All articles, texts, illustrations and tables published in the journal are the personal opinions of the authors. Editors don't always have to agree. And no responsibility whatsoever is the sole responsibility of the author.
  3. The articles to be published must never be published. Where did you first publish? And not in the consideration of other journals If the audit found that there has been a duplicate publication It is the sole responsibility of the author.
  4. Any article that the reader sees as being plagiarized or impersonated without reference. Or mislead the work of the author Please let the journal editor know it will be your greatest blessing.

References

Anu, M., Saurabh, M. (2014). An empirical application of Delone and Mclean model in evaluating decision support system in The Banking sector of oman. Journal of International Technology and Information Management, 47-58.
BOT Magazine. (2019). Conversation with the Govennor. 3rd 2019 (May-June) : 8-11
Basheer, M. A., Amran, M. R., Rosman M. Y., & Amena, Y. M. (2012). The factors impaction on customers decisions to adopt Internet banking, 7, 33-50.
Boyatizis, R. E. (1982). Guest editorial competencies in the 21st century. Journal of Management Development, 27(1), 5-12.
Delone, W. H., Mc Lean, E. R. (2003). The Delone and Mclean model of Information systems success: A ten-year update. Journal of Management Information Systems, 19(4), 9-30.
Gambetta, D. (2000). Can we trust In G. diego (ED.), Trust : Making and breaking Cooperative relations, electronic edition, department of sociology, England : University of Oxford, 213-237.
Gitman, L. J., Joehnk, M. D., & Smart, S. B. (2008). Fundamentals of investing (7th ed.). Bali, Indonesia : Perpustakaan Universities Indonesia.
Gordon, G. M. (2001). The life cycle of financial planning. Laramie, WY: University of Wyoming Cooperative Extension Service.
Junsheng, X., Rui, L. (2014). Understanding the adoption of third-party online Payment an emprircal study of user acceptance of Alipay in China.
Kanokkarn, S. N., Tipparat, L. (2015). Quality management and trust of internet banking in Thailand. International Journal of Scientific & Technology Reserch Volum 4, Issue 09, September 2015.
Majharul, T., Ali, Q., & Milind, S. (2014). Mobile phone banking usage behavior :
An Australian perspective. Australaian Accounting, Business and Finance Journal,
84-104.
Mohannad, M. A. (2015). Identitying information quality dimensions that affect coustomers satisfaction of ebanking services. Journal of Theoretical and Applied Information Technology, 122-130.
Office of Small and Medium Enterprise Promotion. (2017-2021), http://www.sme.go.th
Rejikumar, G. (2015). An empirical Study on antecedents of Perceived Service Recovery Quality in E-banking context. J Internat Bank Commer, 20 : 130.
Sarapaivanich, N., Kotey, B. (2006). The effect of investment readiness in accessing external finance of SMEs in Thailand. Journal of Enterprising Culture, 14(03), 219-239.
Westland, J. C. (2010). Lower bounds on sample size in structural equation Modeling. Electronic Commerce Research and applications. 9(6), 476-487.
Yamane, T. (1967). Statistics: An introductory analysis (2nd ed.). New York : Harper & Row.
Zhou, T. (2012). Understanding users intial trust in mobile banking: An elaboration Likelihood perspective. Computers in Human behavior, 28, 1518-1525.